I have two conclusions right? Either our banks stealing from us or they have been hacked.
I believe that
data theft falls under the catch-all term
"hacking" so I'll grant you that point. But if by hacking you mean a dedicated network of keyboard-tapping coves burglarizing the banks on a large scale on a regular basis, that's a little more far-fetched. A major threat like that will usually bring on a massive response, especially since most--
if not all--of the the major banks have international corporate partners.
Doing this is more faster than collecting small amount of charge.
Faster isn't necessarily smarter and if I were the owner of the bank, I'd stick to charging fees since I can cloak myself with applicable laws rather than taking unnecessary risks just to steal people's money.
They haven't give us strong proofs. They just saying this and showing that.. It's not enough.
Don't take this the wrong way,
Écuyer, and I mean no offense but the same might be said of your theory. There are no strong proofs that the warnings against ATM skimming are merely a diversionary tactic to cover up the banks' supposed larceny. I'm still more inclined to believe that their miscellaneous fees are their primary way of taking the clients' money.
Ulitin ko ung sample ko said sunog.. Kapag did nila nalaman ang tunay na reason bakit nagkasunog.. Sasabihin faulty electrical wiring ang reason.. Ganyan din yan.. Kapag nawala tayo ng malaking Pera. May irereason na sila.
To use your own example, faulty electrical wiring is frequently given as a reason for fires because there are many people who like tinkering with the electrical systems in their homes in order to avoid having to pay utility bills. Personally, I've seen two fires in my neighborhood that were caused by illegal connections.
Sana lahat ng nakikita nilang nakabitan ng Ganyan ipost nila para alam ng publiko.
On this point, we are in agreement. I would like banks to be more active in locating, exposing, and re-securing their compromised ATM's. I would also like people to be just as vigilant by reporting suspicious activity at ATM"s. Blogger
Brian Krebs (
http://krebsonsecurity.com/) is a good example of the alert and informed citizen of which I speak when it comes to matters such as online banking security.
Hindi mo nasagot ung tanong ko na Ibabalik ba ng mga banko natin ang lahat ng nawala?
I would suggest that you consult the Philippine Deposit Insurance Corporation for the laws applicable to such matters,
Écuyer. Of course, you would have to prove that your bank or someone else stole your money in order to make a claim for reimbursement.
1 more.. Naniniwala ka ba sa nirereason nila?
Sorry bro.. Daming Kong tanong.. Nakukulangan Kasi ako sa balita nila..
If you're asking whether or not I believe the banks when they say that ATM skimming is a major threat, then I would have to say that I do. Data theft remains one of the more lucrative criminal enterprises in the Digital Age. Information regarding an individual's bank account is a highly valuable commodity in the online underworld (
or the Underweb, as some people call it). I'd just as soon heed the banks' warnings rather than find myself the victim of fraud.