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Author Topic: ATM Skimming Device  (Read 18725 times)

Rockford

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ATM Skimming Device
« on: March 15, 2013, 12:14:58 am »
ATM Skimming Device


Mag-ingat!  :o




Please delete / lock if posted





bigwinner

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Re: ATM Skimming Device
« Reply #1 on: March 15, 2013, 12:43:17 am »
Nice public information TS! I have notified my bank to prevent any abroad transactions. you guys might want to ask your banks also :D finger4u
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andreivi

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Re: ATM Skimming Device
« Reply #2 on: March 15, 2013, 01:33:52 am »
thanks sa info TS at least may idea na ko sa pag wiwithdraw han ko.. finger4u

Idiot

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Re: ATM Skimming Device
« Reply #3 on: March 15, 2013, 03:23:28 am »
may nag-post na  ata dito

atm scam

_Wired_

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Re: ATM Skimming Device
« Reply #4 on: March 15, 2013, 03:38:26 am »
Parang di ako naniniwala dito.. Parang gumagawa lang sila ng excuses sa totoong nangyayari.. Tingin ko na hack yang mga banks.. Or sila din may pakana para mag nakaw ng Pera..

Idiot

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Re: ATM Skimming Device
« Reply #5 on: March 16, 2013, 02:39:49 am »
Quote
Parang di ako naniniwala dito.. Parang gumagawa lang sila ng excuses sa totoong nangyayari.. Tingin ko na hack yang mga banks.. Or sila din may pakana para mag nakaw ng Pera

marami ng report di lang sa pinas pati na sa ibang bansa

you can used google images sa atm skimming ang dami nila even report sa aborad

_Wired_

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Re: ATM Skimming Device
« Reply #6 on: March 16, 2013, 04:57:29 am »
marami ng report di lang sa pinas pati na sa ibang bansa

you can used google images sa atm skimming ang dami nila even report sa aborad
The
Yup.. I know.. tingin mo un talaga ang reason? Credit card nga nagagamit ng iba. Di na kailangan cloner.. style lang nila yan.. para may reason sila kung bakit nawala ung pera ng mga client nila.. di lahat ng sinasabi ni google tama.. use our common sense before asking google.. less time and cost. Peace bro..

Idiot

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Re: ATM Skimming Device
« Reply #7 on: March 16, 2013, 05:15:58 am »
Quote
Yup.. I know.. tingin mo un talaga ang reason? Credit card nga nagagamit ng iba. Di na kailangan cloner.. style lang nila yan.. para may reason sila kung bakit nawala ung pera ng mga client nila.. di lahat ng sinasabi ni google tama.. use our common sense before asking google.. less time and cost. Peace bro..

nagagamit ang credit kase ginagamit sa online transaction e di naman pinapasok sa ATM yan

galing sa Philippine daily inquirer

http://business.inquirer.net/106777/intl-atm-scam-bared - ito o kinuha ko sa google baka sabihin mo walang common sense ang Inquirer at tanga ang Inquirer na maglagay ng article na mahahanap ng google so ibig sabihin hindi reputable ang Inquirer dahil na search sya ng google kase sabi mo di lahat sinasabi ng google tama

so pwede ko bang makuha name mo ang magreklamo tayo sa inquirer mali pala sinasabi nila walang common sense kase sabi mo 'di lahat ng sinasabi ng google tama" therefore ang sinulat ng inquirer dahil na search sya ni google ay possibleng di tama. Nagbibigay sila ng di tamang information

kase sabi mo nga di lahat sinasabi ng google tama so pwede ba nating kasuhan ang inquirer







_Wired_

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Re: ATM Skimming Device
« Reply #8 on: March 16, 2013, 08:57:20 am »
nagagamit ang credit kase ginagamit sa online transaction e di naman pinapasok sa ATM yan

galing sa Philippine daily inquirer

http://business.inquirer.net/106777/intl-atm-scam-bared - ito o kinuha ko sa google baka sabihin mo walang common sense ang Inquirer at tanga ang Inquirer na maglagay ng article na mahahanap ng google so ibig sabihin hindi reputable ang Inquirer dahil na search sya ng google kase sabi mo di lahat sinasabi ng google tama

so pwede ko bang makuha name mo ang magreklamo tayo sa inquirer mali pala sinasabi nila walang common sense kase sabi mo 'di lahat ng sinasabi ng google tama" therefore ang sinulat ng inquirer dahil na search sya ni google ay possibleng di tama. Nagbibigay sila ng di tamang information

kase sabi mo nga di lahat sinasabi ng google tama so pwede ba nating kasuhan ang inquirer



Utoy.. Di rin lahat ng nababasa mo ay tama.. Kaya nga may isip tayo para makapagisip kung totoong ba ung balita, nababasa or naririnig.. So meaning naniniwala ka nalang dyan.. Pwede gamitin ung utak..
About said credit card.. Ang pinpoint ko is ung process.. Meaning na "hack" un.. Ok? Gets?

Name ko? Search mo sa Google or tanong mo sa inquirer.. Baka alam nila.. Bwahaha





BlueAlphaZero

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Re: ATM Skimming Device
« Reply #9 on: March 16, 2013, 03:04:35 pm »
Parang di ako naniniwala dito.. Parang gumagawa lang sila ng excuses sa totoong nangyayari.. Tingin ko na hack yang mga banks.. Or sila din may pakana para mag nakaw ng Pera..

You might not believe it, Écuyer Wired, but the question is would you risk using your ATM card if you were to see a machine like the one in the bottom photo?
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_Wired_

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Re: ATM Skimming Device
« Reply #10 on: March 16, 2013, 08:16:07 pm »
You might not believe it, Écuyer Wired, but the question is would you risk using your ATM card if you were to see a machine like the one in the bottom photo?

Yes I will.. Because not all ATM machines are like the one on the first picture.. I have seen a lot of machines like on the second picture.. As I said.. Use your common sense.. You can identify if there is something wrong in the machine..

Nadugo na ilong ko ha.. Hehehehe.. Matagal ng may ganyan na model ng ATM machine.. Bakit noon hindi lumabas yang issue na yan.. Nag upgrade lang sila ng design, tapos biglang may ganyan na. Naipakita na ba nila ung device na un kung pano mag capture? Tsaka marami na sana ung nagreklamo.. Hindi ung pangilan ngilan lang.. Sabihin na natin na 20 persons ung gumamit. Nasaan sila? May nabalitaan na ba kayo na ang Pera lang nya is 5k below na nabiktima nyan? Ang napanood ko Kasi is puro 100k up ang balance nila.

Nga Pala.. Ibabalik ba ng banko ung lahat ng nawala? Kasi kung hindi.. Mas lalong kadudaduda yan.

And my point is they are just making excuses for the real reason.. Parang sa sunog lang yan.. Kapag hindi na identify ung ung real reason.. Sabihin na faulty electrical wire yan.. Parang may make it reason out lang sila.. Tapos ang Laban.. Hehehehe..

BlueAlphaZero

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Re: ATM Skimming Device
« Reply #11 on: March 17, 2013, 12:08:14 am »
Yes I will.. Because not all ATM machines are like the one on the first picture.. I have seen a lot of machines like on the second picture.. As I said.. Use your common sense.. You can identify if there is something wrong in the machine..

In that case, I hope you're the type who scrupulously keeps track of your electronic transactions, m'sieur. You wouldn't want to find a nasty surprise in your bank statement one day.

And my point is they are just making excuses for the real reason.. Parang sa sunog lang yan.. Kapag hindi na identify ung ung real reason.. Sabihin na faulty electrical wire yan.. Parang may make it reason out lang sila.. Tapos ang Laban.. Hehehehe..

You're not suggesting that all the major banks in the Philippines are using ATM skimming as a cover for robbing their clients, are you?


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CHILO20

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Re: ATM Skimming Device
« Reply #12 on: March 17, 2013, 12:19:17 am »
wala bang security features ang atm machines kahit cctv. dpat nababantayan din tlga yan at na checheck ng mga authorities. .tsktsk buti di pa ako nagaganito

sekreto

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Re: ATM Skimming Device
« Reply #13 on: March 17, 2013, 01:49:36 am »
malaking tulong to TS.. salamat!

_Wired_

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Re: ATM Skimming Device
« Reply #14 on: March 17, 2013, 02:19:42 am »
In that case, I hope you're the type who scrupulously keeps track of your electronic transactions, m'sieur. You wouldn't want to find a nasty surprise in your bank statement one day.

You're not suggesting that all the major banks in the Philippines are using ATM skimming as a cover for robbing their clients, are you?



Yes.. not only in this scenario.. This is the best practice to avoid mistakes.. Sort of.... It's like a solving problems.. We need to consider all the possibilities.
Did I? Or I'm just broaden my mind. So you believe on this? We have a saying.. "walang mauuto kung may magpapauto". Kung sasangayon nalang tayo sa sinasabi nila.. Walang nangyayari sa atin.. Habang buhay nalang tayo mag papauto.. That's why we go to schools to learn.. Can we use our knowledge.. Can we?

How about my other replies? Do you agree or not?


abusado2

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Re: ATM Skimming Device
« Reply #15 on: March 17, 2013, 03:21:46 am »
This how it works NOT according to google

1. Pagpasok mo ng atm mo binabasa ng msr skimmer at kinokopya ang Magnetic data ng Card
2. Nidodownload sa PC ang Data na nanakaw pati ang pin (tawag dyan ay DUMPS)
3. Binibenta nila ang dumps depende sa BIN yan depende sa banko depende sa Country kung magkano each or for personal consumption nila ang DUMPS
4. Ang nakabili ng DUMPS or ang nagnakaw mismo gagamit sila ng Magnetic Stripe Writer (MSW) para e duplicate ang card mo
5. Ang card mo ngayon gagamitin nila sa mga ATM machines para magwithdraw :) going once, going twice... GONE!


Same din sa credit card kung paano nila e duplicate ang card. Mas worst sa Credit Card kasi pag nakuha nila ang CC# Expiration at CVV ng card pd nila ito gamitin online. Paano nila makukuha cc # mo? Sa mga online transactions mo, pag nahack iyong merchant/site patay ka na. Meron pang iba nagpopost ng credit card picture sa FB na kitang kita ang CC#.




ingats ingats mga ka espiya, hindi banko ang nahack, ang ATM mo ang na skim
Dont blame me I didnt vote for him...

raberdaki

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Re: ATM Skimming Device
« Reply #16 on: March 17, 2013, 03:32:30 am »
This how it works NOT according to google

1. Pagpasok mo ng atm mo binabasa ng msr skimmer at kinokopya ang Magnetic data ng Card
2. Nidodownload sa PC ang Data na nanakaw pati ang pin (tawag dyan ay DUMPS)
3. Binibenta nila ang dumps depende sa BIN yan depende sa banko depende sa Country kung magkano each or for personal consumption nila ang DUMPS
4. Ang nakabili ng DUMPS or ang nagnakaw mismo gagamit sila ng Magnetic Stripe Writer (MSW) para e duplicate ang card mo
5. Ang card mo ngayon gagamitin nila sa mga ATM machines para magwithdraw :) going once, going twice... GONE!


Same din sa credit card kung paano nila e duplicate ang card. Mas worst sa Credit Card kasi pag nakuha nila ang CC# Expiration at CVV ng card pd nila ito gamitin online. Paano nila makukuha cc # mo? Sa mga online transactions mo, pag nahack iyong merchant/site patay ka na. Meron pang iba nagpopost ng credit card picture sa FB na kitang kita ang CC#.




ingats ingats mga ka espiya, hindi banko ang nahack, ang ATM mo ang na skim

correct ka dito sir..... may modus din sila na lalagyan ng camera sa ibabaw ng keypad ng atm para makita nila ang pin mo

_Wired_

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Re: ATM Skimming Device
« Reply #17 on: March 17, 2013, 03:58:26 am »
This how it works NOT according to google

1. Pagpasok mo ng atm mo binabasa ng msr skimmer at kinokopya ang Magnetic data ng Card
2. Nidodownload sa PC ang Data na nanakaw pati ang pin (tawag dyan ay DUMPS)
3. Binibenta nila ang dumps depende sa BIN yan depende sa banko depende sa Country kung magkano each or for personal consumption nila ang DUMPS
4. Ang nakabili ng DUMPS or ang nagnakaw mismo gagamit sila ng Magnetic Stripe Writer (MSW) para e duplicate ang card mo
5. Ang card mo ngayon gagamitin nila sa mga ATM machines para magwithdraw :) going once, going twice... GONE!


Same din sa credit card kung paano nila e duplicate ang card. Mas worst sa Credit Card kasi pag nakuha nila ang CC# Expiration at CVV ng card pd nila ito gamitin online. Paano nila makukuha cc # mo? Sa mga online transactions mo, pag nahack iyong merchant/site patay ka na. Meron pang iba nagpopost ng credit card picture sa FB na kitang kita ang CC#.




ingats ingats mga ka espiya, hindi banko ang nahack, ang ATM mo ang na skim

Your source is?
Are we setting aside the "hack" scenario and stick whatever they say.. Gising mga co-ITs dito.. Di yata ako marunong magpaliwanag.. Tulong.. Bwahaha..
Naipakita na ba sa tv kung anong itsura nung device? (bihira lang Kasi ako makapanood ng news eh.) Wireless ba ang pag gather the data or kinukuha ulit nila ung device para idownload ang datas?.. Napanood ko Kasi said bandila nagamit ung card nya exceed to her maximum withdrawal per day. Buti gumana pa un..

BlueAlphaZero

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Re: ATM Skimming Device
« Reply #18 on: March 17, 2013, 03:56:29 pm »
Yes.. not only in this scenario.. This is the best practice to avoid mistakes.. Sort of.... It's like a solving problems.. We need to consider all the possibilities.
Did I? Or I'm just broaden my mind. So you believe on this? We have a saying.. "walang mauuto kung may magpapauto". Kung sasangayon nalang tayo sa sinasabi nila.. Walang nangyayari sa atin.. Habang buhay nalang tayo mag papauto.. That's why we go to schools to learn.. Can we use our knowledge.. Can we?

How about my other replies? Do you agree or not?



If you mean your reminders to be careful regarding banking transactions, I agree with you completely. The part about all the major banks using ATM skimming as a cover story while they rob their customers? Not so much. After all, why resort to such an outlandish scheme when they can just as easily--and legally, however much of a gray area it might be--achieve their ends with all the various fees they charge?

Don't get me wrong, Écuyer: there's nothing wrong with broadening one's mind and being open to different possibilities. But one must be careful when doing that since chaff enters the mind as easily as grains of knowledge do when it's left open too broadly.
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_Wired_

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Re: ATM Skimming Device
« Reply #19 on: March 18, 2013, 02:11:05 am »
If you mean your reminders to be careful regarding banking transactions, I agree with you completely. The part about all the major banks using ATM skimming as a cover story while they rob their customers? Not so much. After all, why resort to such an outlandish scheme when they can just as easily--and legally, however much of a gray area it might be--achieve their ends with all the various fees they charge?

Don't get me wrong, Écuyer: there's nothing wrong with broadening one's mind and being open to different possibilities. But one must be careful when doing that since chaff enters the mind as easily as grains of knowledge do when it's left open too broadly.

I have two conclusions right?  Either our banks stealing from us or they have been hacked. Doing this is more faster than collecting small amount of charge. They haven't give us strong proofs. They just saying this and showing that.. It's not enough. Ulitin ko ung sample ko said sunog.. Kapag did nila nalaman ang tunay na reason bakit nagkasunog.. Sasabihin faulty electrical wiring ang reason.. Ganyan din yan.. Kapag nawala tayo ng malaking Pera. May irereason na sila.
Sana lahat ng nakikita nilang nakabitan ng Ganyan ipost nila para alam ng publiko.

Hindi mo nasagot ung tanong ko na Ibabalik ba ng mga banko natin ang lahat ng nawala?
1 more.. Naniniwala ka ba sa nirereason nila?
Sorry bro.. Daming Kong tanong.. Nakukulangan Kasi ako sa balita nila..

BlueAlphaZero

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Re: ATM Skimming Device
« Reply #20 on: March 18, 2013, 11:30:39 am »
I have two conclusions right?  Either our banks stealing from us or they have been hacked.

I believe that data theft falls under the catch-all term "hacking" so I'll grant you that point. But if by hacking you mean a dedicated network of keyboard-tapping coves burglarizing the banks on a large scale on a regular basis, that's a little more far-fetched. A major threat like that will usually bring on a massive response, especially since most--if not all--of the the major banks have international corporate partners.   

Doing this is more faster than collecting small amount of charge.

Faster isn't necessarily smarter and if I were the owner of the bank, I'd stick to charging fees since I can cloak myself with applicable laws rather than taking unnecessary risks just to steal people's money. 

They haven't give us strong proofs. They just saying this and showing that.. It's not enough.

Don't take this the wrong way, Écuyer, and I mean no offense but the same might be said of your theory. There are no strong proofs that the warnings against ATM skimming are merely a diversionary tactic to cover up the banks' supposed larceny. I'm still more inclined to believe that their miscellaneous fees are their primary way of taking the clients' money.

Ulitin ko ung sample ko said sunog.. Kapag did nila nalaman ang tunay na reason bakit nagkasunog.. Sasabihin faulty electrical wiring ang reason.. Ganyan din yan.. Kapag nawala tayo ng malaking Pera. May irereason na sila.

To use your own example, faulty electrical wiring is frequently given as a reason for fires because there are many people who like tinkering with the electrical systems in their homes in order to avoid having to pay utility bills. Personally, I've seen two fires in my neighborhood that were caused by illegal connections.

Sana lahat ng nakikita nilang nakabitan ng Ganyan ipost nila para alam ng publiko.

On this point, we are in agreement. I would like banks to be more active in locating, exposing, and re-securing their compromised ATM's. I would also like people to be just as vigilant by reporting suspicious activity at ATM"s. Blogger Brian Krebs (http://krebsonsecurity.com/) is a good example of the alert and informed citizen of which I speak when it comes to matters such as online banking security.

Hindi mo nasagot ung tanong ko na Ibabalik ba ng mga banko natin ang lahat ng nawala?

I would suggest that you consult the Philippine Deposit Insurance Corporation for the laws applicable to such matters, Écuyer. Of course, you would have to prove that your bank or someone else stole your money in order to make a claim for reimbursement.

1 more.. Naniniwala ka ba sa nirereason nila?
Sorry bro.. Daming Kong tanong.. Nakukulangan Kasi ako sa balita nila..

If you're asking whether or not I believe the banks when they say that ATM skimming is a major threat, then I would have to say that I do. Data theft remains one of the more lucrative criminal enterprises in the Digital Age. Information regarding an individual's bank account is a highly valuable commodity in the online underworld (or the Underweb, as some people call it). I'd just as soon heed the banks' warnings rather than find myself the victim of fraud. 
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_Wired_

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Re: ATM Skimming Device
« Reply #21 on: March 18, 2013, 01:54:23 pm »
 
Faster isn't necessarily smarter and if I were the owner of the bank, I'd stick to charging fees since I can cloak myself with applicable laws rather than taking unnecessary risks just to steal people's money. 

Yes it is.. Because they found a good alibi and that is the skimming device. (a thief mind set)why should I be contented in small amount if I can do a big amount once in a while. And escape by reasoning out this device. As time goes by no one will argue because as early as now they are giving us this.(like "others"). And we will stick on whatever they say. Is this their new tactics because it's election time? I hope there is no connection.. (medyo napalayo.. Hehehe). 

Quote
To use your own example, faulty electrical wiring is frequently given as a reason for fires because there are many people who like tinkering with the electrical systems in their homes in order to avoid having to pay utility bills. Personally, I've seen two fires in my neighborhood that were caused by illegal connections.

I know that.. I was pointing to, what if they don't know the real reason?.. immediately they have already this static reason.
Like this skimming device issue.. Kapag nawalan tayo ng Pera(not the debit issue).. Automatic yan ang reason agad nila.
Tingin ko hindi tatagal yang issue na yan.. After election walang na yan (kinonek na naman sa election hehehehe).

Quote
I would suggest that you consult the Philippine Deposit Insurance Corporation for the laws applicable to such matters, Écuyer. Of course, you would have to prove that your bank or someone else stole your money in order to make a claim for reimbursement.

Your should answer it by yes, no, and I don't know. And you can follow your reply

If you're asking whether or not I believe the banks when they say that ATM skimming is a major threat, then I would have to say that I do. Data theft remains one of the more lucrative criminal enterprises in the Digital Age. Information regarding an individual's bank account is a highly valuable commodity in the online underworld (or the Underweb, as some people call it). I'd just as soon heed the banks' warnings rather than find myself the victim of fraud. 
[/quote]

I'm pertaining to what TS posted.

Nice sharing bro..


loverboy20

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Re: ATM Skimming Device
« Reply #22 on: March 18, 2013, 02:08:18 pm »
dalawa ang nakalagay dyan sa atm. tama ung picture ung isa ay nasa may card ung isa naman nasa taas ng atm machine para makita ang pin number. kaya mag-ingat na lang hehehe o kaya wag na mag withdraw  ;D  ::inposition

BlueAlphaZero

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Re: ATM Skimming Device
« Reply #23 on: March 18, 2013, 03:03:36 pm »
Yes it is.. Because they found a good alibi and that is the skimming device. (a thief mind set)why should I be contented in small amount if I can do a big amount once in a while. And escape by reasoning out this device. As time goes by no one will argue because as early as now they are giving us this.(like "others"). And we will stick on whatever they say.

I suppose this comes down to one's preference regarding the mechanics of thievery: steal big in one fell swoop or steal little in a lot of ways? If one were confident enough that they wouldn't be caught, the former would be the likely choice although there would be a high level of risk involved. If one were patient and wanted to minimize risk, the latter would be a better option. 

But I find it hard to believe that there will be no hue and cry over time if the problem persists, whether it be ATM skimming or corporate larceny on the part of the banks. You can only fool all of the people some of the time and all that.

I know that.. I was pointing to, what if they don't know the real reason?.. immediately they have already this static reason. Like this skimming device issue.. Kapag nawalan tayo ng Pera(not the debit issue).. Automatic yan ang reason agad nila.

A trained investigator would not rule out, say, faulty electrical wiring when the evidence at hand points to that as the cause of a fire. Similarly, if a bank were to notice a pattern wherein their clients started losing money only after using a certain ATM, it would be logical to suspect that the ATM in question is rigged in such a way as to steal the data contained in the clients' ATM card.

Your should answer it by yes, no, and I don't know. And you can follow your reply

I find that my reply is much better than a simple "yes" or "no" since it leads to a specific resource that might prove useful to our fellow Espiyas who might have the same question (herein is the PDIC's online address, which I forgot to include: http://www.pdic.gov.ph/).

I'm pertaining to what TS posted.

Tingin ko hindi tatagal yang issue na yan.. After election walang na yan (kinonek na naman sa election hehehehe).

Yes, I do believe this post that Seigneur Rockford started. As I said, personal data remains a valuable commodity for online criminals. It will continue to be a valuable commodity--election time or not--as more and more transactions are carried out electronically rather than personally (in the flesh, as it were).
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_Wired_

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Re: ATM Skimming Device
« Reply #24 on: March 18, 2013, 11:27:03 pm »
I suppose this comes down to one's preference regarding the mechanics of thievery: steal big in one fell swoop or steal little in a lot of ways? If one were confident enough that they wouldn't be caught, the former would be the likely choice although there would be a high level of risk involved. If one were patient and wanted to minimize risk, the latter would be a better option. 

Kaya gumawa sila ng ganito Kasi ito ung mas magandang option. Paniwalain ung tao na ito lang ang reason bakit nanakawan sila ng malaking halaga. Edi naitago ung totoo.
 
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A trained investigator would not rule out, say, faulty electrical wiring when the evidence at hand points to that as the cause of a fire.

It doesn't mean if he is a well trained investigator he can point all the causes. That's why they have this "static reason" to mislead. (inulit ko na naman ung sinabi ko sa last reply). Tinatamin nila sa isip natin ito para mapagtakpan na "ay hindi ko talaga alam bakit nangyari yan.
Isa pang example.. May binaril ang sundalo or police.. Ano nasa isip natin.. NPA gumawa nyan.. Bakit? Kasi noon pa nila tinatamin sa isip natin na NPA ang gumagawa nyan. Kaya Ganyan din yan.

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Similarly, if a bank were to notice a pattern wherein their clients started losing money only after using a certain ATM, it would be logical to suspect that the ATM in question is rigged in such a way as to steal the data contained in the clients' ATM card.

Walang pa akong narinig na ang bank ang unang gumawa ng action sa misused ng ATM card. Kung kailan nagreklamo ang client Doon palang sila gagawa ng investigations. Sa credit card pwede pa.(walang Pera sa credit card) Tignan mo nga sa news.. Ilang beses daw nakapag withdraw sa ibang bansa over her maximum limit in a day using her duplicated card. Hindi nalaman ng bank diba. Isang sample pa is ung na debit ung account mo.. Hindi nila alam un unless nagreklamo ka.

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I find that my reply is much better than a simple "yes" or "no" since it leads to a specific resource that might prove useful to our fellow Espiyas who might have the same question (herein is the PDIC's online address, which I forgot to include: http://www.pdic.gov.ph/).

Safe reply. Hehehehe
I'll take this a "no" or not sure right?

[/quote]Yes, I do believe this post that Seigneur Rockford started. As I said, personal data remains a valuable commodity for online criminals. It will continue to be a valuable commodity--election time or not--as more and more transactions are carried out electronically rather than personally (in the flesh, as it were).
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Tama naman na may Ganyan.. Pero ung Sabihin na yan lang ung reason.. It's not convincing.

Matanong ko lang pre.. Are you working in a bank?