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Author Topic: What credit card to choose?  (Read 10838 times)

speedbluestar

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What credit card to choose?
« on: May 04, 2013, 09:33:25 pm »
Since lagi naman ako dito sa espiya(lurker lang) tanong ko na din sa inyo kung ano magandang cc na kunin sa kagaya kong bagong dating dito sa tate o wala pang credit history. Okay din ba yung magsimula muna ako sa secured credit card?

Gusto ko lang malaman opinyon nyo mga kaespiya although may mga nag advice na din sakin. Salamat at mabuhay!!

asukalfree

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Re: What credit card to choose?
« Reply #1 on: May 05, 2013, 12:12:25 am »
you have to start from scratch, mag secured cc ka muna since wala ka pang credit history.

few weeks bago ako umalis ng pinas, nag apply ako ng amex cc, then pag dating ko dito sa us, pina convert ko na lang.
ayun may cc ako agad  :)

san ka dito sa us?

kenji_kulet

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Re: What credit card to choose?
« Reply #2 on: May 05, 2013, 01:40:47 am »
Chase may student program sila yun ang kinuha ko sinabi ko lang studyante ako ,at  kararating ko lang sa US

saka ok din Chase na CC , kasi kahit saan meron silang machine and makikita mo yung mga nabili mo and yung limit mo etc etc

speedbluestar

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Re: What credit card to choose?
« Reply #3 on: May 05, 2013, 12:08:36 pm »
Eh sabi daw dapat yung min interest charge daw kunin ko like $.50. 5 months pa lang ako nagwwork dito. Hehe.. nadenied na nga ako sa capital one eh. Wahehe

astute2869

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Re: What credit card to choose?
« Reply #4 on: May 05, 2013, 12:17:35 pm »
Eh sabi daw dapat yung min interest charge daw kunin ko like $.50. 5 months pa lang ako nagwwork dito. Hehe.. nadenied na nga ako sa capital one eh. Wahehe
ganun talaga sa mga dc and cc example atm withdraw will charge for $2,  50 cents per purchase, pin based man or signature based baka worth a dollar per purchase.
dont expect cc companies to let you expend your deposit without getting any profits..jan sila kumikita brad.

Anders.Bonifacio

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Re: What credit card to choose?
« Reply #5 on: May 05, 2013, 06:51:20 pm »
Punta ka sa bank mo mismo at dun ka apply ng credit card.

Kung gusto mo lang naman mag ka credit history, kunin mo lang yung nasa 500 to 1000 yung credit limit para hindi ka ma tempt bumili ng mga big items.

tapos kung credit history lang habol mo, pag kabili mo ng gamit using your credit card, bayaran mo kagad thru online banking. Maganda kasi kung sa bank mo na mismo naka link yung credit card para kita mo kagad sa website ng bank mo yung credit statement.