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Author Topic: Which bank is better?  (Read 11027 times)

호밀 크루즈

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Which bank is better?
« on: March 03, 2014, 10:06:27 pm »
Good day po sa lahat.

Sa mga kagaya ko pong OFW, tanong ko lang po sana kung ano po ang bank ninyo sa pinas? BPI po kasi ang samin, eh ang problema po ang tagal bago ma-transfer ng padala. 3 days pa. Yung ibang kasama ko dito BDO or Metro bank agn sinabi nila na mabilis. So kayo po, ano po masasabi nyo?

Salamat po.
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edcbabe

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Re: Which bank is better?
« Reply #1 on: March 04, 2014, 12:11:16 am »

Enroll ka ng online banking sa BPI, then papadalhan mo dapat may BPI account din
almost instant pag BPI to BPI online transaction

호밀 크루즈

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Re: Which bank is better?
« Reply #2 on: March 04, 2014, 12:23:04 am »
Enroll ka ng online banking sa BPI, then papadalhan mo dapat may BPI account din
almost instant pag BPI to BPI online transaction

Thanks sa reply Sir.

Pero parang di ko po maintindihan masyado. Nung sinabi ko po na "BPI po kasi ang samin", ang ibig ko pong sabihin eh BPI na nga po yung bank ng pinapadalan ko (my wife). Tsaka isa pa po ayoko po ng online banking eh. Gusto ko yung usually lang na may padalahan dito tapos ipapadala ko yung pera then papasok sya sa bank account ng wife ko. Ang bagal po kasi talaga ng BPI sa ganong type ng transaction.
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d_sinner78

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Re: Which bank is better?
« Reply #3 on: March 04, 2014, 12:43:30 am »
Actually, depende yan kung saang remittance center ka nagpapadala at kung anong bangko ang ka-tie up nila sa Pinas. Like kung ung remittance center e walang special arrangements with Metrobank, next business day (or longer) din. Better ask your remittance center.

leightot

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Re: Which bank is better?
« Reply #4 on: March 04, 2014, 03:00:58 am »
saang remittance center ka nagpapadala? pag western union mabilis lang moneygram takes a day ata. and depende sa lugar mo, but tama yung isang member if you want instant transaction apply for an online banking.

d_sinner78

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Re: Which bank is better?
« Reply #5 on: March 04, 2014, 03:37:05 am »
saang remittance center ka nagpapadala? pag western union mabilis lang moneygram takes a day ata. and depende sa lugar mo, but tama yung isang member if you want instant transaction apply for an online banking.

Applicable lang yang online kung nasa BPI account na ung pera. Ang problema ni TS e nasa ibang bansa sya at gusto nya ipadala ung kinikita nya pauwi ng Pinas. Mabilis ung Western Union (may 1 hour service sila) pero usually pangit ung rates na ino-offer nila.

May partner banks din ung BPI, pero, again, hindi ito available sa lahat ng bansa at usually mas mataas pa rin ung rate ng mga remittance center. Pero TS, I-compute mo rin kasi kung bumibyahe ka pa para mag-remit at hindi naman kalakihan ung pinapadala mo, baka maliit lang ung difference.

edcbabe

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Re: Which bank is better?
« Reply #6 on: March 04, 2014, 04:04:04 am »

TS check mo kung may BPI branch dyan sa country mo, pwede ka dun magpadala diretso.

Pag wala naman western union na lang gamitin mo at wag mo na ipadeposit sa bpi para mabilis.

Kung ayaw pa rin ng ganon e open na lang kayo metro o bdo acct.  ::laffman

호밀 크루즈

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Re: Which bank is better?
« Reply #7 on: March 04, 2014, 05:00:16 am »
Maraming salamat po sa inyong lahat lalo na kay Sir d_sinner78. Tumawag po ako sa remittance center dito. Ang ka-tie up daw po nilang bank is BDO and Metro Bank. So sabi ko po sa wife ko na withdrawhin na lahat ng pera sa BPI at mag open nalang ng new account sa BDO.

Once again maraming salamat po sa lahat.
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BlueAlphaZero

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Re: Which bank is better?
« Reply #8 on: March 04, 2014, 01:39:09 pm »
Maraming salamat po sa inyong lahat lalo na kay Sir d_sinner78. Tumawag po ako sa remittance center dito. Ang ka-tie up daw po nilang bank is BDO and Metro Bank. So sabi ko po sa wife ko na withdrawhin na lahat ng pera sa BPI at mag open nalang ng new account sa BDO.

Once again maraming salamat po sa lahat.

Begging your pardon, Chevalier MCCXXI, but I think it would be safer if you just withdrew maybe just half the money you've got deposited in BPI right now. You can use that account for special needs while the money you deposit in BDO can be used for day-to-day needs. I don't think it's entirely necessary for your wife to put all your nest eggs in one basket (so to speak).
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burokdok

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Re: Which bank is better?
« Reply #9 on: March 04, 2014, 02:10:06 pm »
TS saang bansa po kayo? Sa remittance center po ako nagwowork dito sa UAE. No need napo i withdraw yung pera nyo sa BPI at open nalang kayo ng panibagong account sa Metrobank. Pwede nyo po ipag-open ng panibagong account ang inyong wife thru your remittance center tanungin nyo nalang po sila kung meron silang ganong service or kung wala PM nyo po ako para maipa-assist ko ang wife nyo saan mang branch ng MB para-iwas hassle sa kanya. Bakit Metrobank? Kasi po yung account na bubuksan nyo ay walang maintaining balance na kailangan dahil pang OFW po yon. So kahit i withdraw lahat ni Misis yan walang problema at ang bagong service pa nila ay may tinatawag na Flash, ibig sabihin ang pinadala mo after a few minutes credited na sa account nila. So no need narin ang Western Union. By the way po sa UAE EXCHANGE po ako nagwowork at hindi ako konected sa Metrobank.

호밀 크루즈

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Re: Which bank is better?
« Reply #10 on: March 04, 2014, 10:07:08 pm »
-Sir BAZ

Hindi naman po ganun kalaki yung pera namin sa BPI Sir. Actually pag nagpadala po ako, withdraw agad ni wife yun lahat kasi po nagpapatayo kami ng bahay ngayon. Bale ang natitira lang eh yung 10K na maintaining balance. Nainis lang din po kasi ako dahil last month na-delay din yung pagkuha ng pera. 3days kasi silang offline. So almost 1 week yun (3days bago na transfer tapos nung magwiwithdraw na offline pa, kinabukas offline ulet, the following day offline pa din daw). Tapos ngayon na naman 3 days na yung pinalampas namin then wala pa din daw yung pera.


-Sir Burokdok

Dito po ako sa Oman. Malapet po kami sa border. 1 1/2 hrs drive lang to Dubai (RAK, Sharjah then Dubai na). Nakapag open na po si wife ko sa BDO. Remittance account yata yun. 100 initial deposit, no maintaining balance, passbook with ATM daw (wew. wala ako ganu alam dun). 2 hrs. palang ang nakakalipas.
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burokdok

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Re: Which bank is better?
« Reply #11 on: March 05, 2014, 01:51:05 pm »
Ah ok na po yung BDO kung ganon... Kagandahan lang kasi ng MB yung instant credit nila... Meron po kaming branch dyan yung Oman and UAE Exchange...

simpleman1225

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Re: Which bank is better?
« Reply #12 on: April 23, 2014, 11:37:18 pm »
Para sa akin mas ok ang BDO kasi lahat ng SM Mall may BDO branch at kahit Saturday o Sunday bukas sila. Saka mabilis din dumating ang padala kung nasa ibang bansa ka. Kumbaga walang hastle.
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Kcatral

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Re: Which bank is better?
« Reply #13 on: April 25, 2014, 09:22:09 am »
Mas maganda ang BDO kahit weekend bukas sila