Benefits and Features
Para sa anumang pangarap o pangangailangan - humiram mula Php30,000 hanggang Php500,000, at gamitin para sa tuition, home renovations, car upgrades, travel, bill payments, appliances, business, etc.
Mabilis na approval - 7 working days lang, malalaman mo na kung approved ang loan mo, basta kumpleto ang iyong mga documents.
Magaan ang terms - pwede mong bayaran ang loan mo hanggang 36 months.
Madali lang magbayad - daan-daan ang payments centers nationwide para sa iyong babayarang amortizations, o magbayad via post-dated check o automatic debit arrangement.
To be eligible for a Personal Loan you must be :
Be a permanent resident of the Philippines residing at least 3 years in Metro Manila, Metro Cebu, Davao City, Bulacan, Cavite or Rizal
Be above 21 but below 60 years old upon loan maturity
Have a minimum gross monthly income of:
Php10K (for salaried/employed in Metro Cebu and Davao City)
Php14K (for salaried/employed in all other areas)
Php50K (for self-employed)
For Employed applicants - 2 years combined employment with present/previous employer
For Self-employed applicants - minimum of 3 years business existence
Have any 2 of the following : Residential landline, Office landline, Mobile number
Applicants who have not declared any Credit Card (HSBC card at least 6 months old; or AIG, American Express, Banco de Oro, Bankard, BPI, Citibank, Equitable PCI, Metrobank, Security Bank, Standard Chartered, Unionbank card at least 12 months old) must select "Post-Dated Check" as their repayment method.
REQUIREMENTS:
EMPLOYED
1. Latest W2 (form 2316)
2. Latest 1 month payslip
3. Clear copy of Company id (back and front) plus any of the following:
- Passport, Driver's License, SSS id., PRC ID., BIR ID card type
4. If no residential postpaid landline, add latest residential utility bill under applicant's name
SELF-EMPLOYED
1. Latest 3 years ITR with audited financial statements
2. Latest 6 months bank statements
3. Latest 3 mos. credit card bill (card must be in good standing and at least 1 yr old)
4. DTI Registration paper
5. Current Mayor's Permit
6. 2 valid IDs
7. Signed Authorization letter for bank verification (bank statements
PERSONAL LOAN AMORTIZATION TABLE
Approximation only of monthly amortizations
http://www.hsbc.com.ph/ph/personal/products/loans/per_loan/images/loans_rates.pdfFor more inquiries, just txt me: 09287117010 look for Kenny.
