Parang di ako naniniwala dito.. Parang gumagawa lang sila ng excuses sa totoong nangyayari.. Tingin ko na hack yang mga banks.. Or sila din may pakana para mag nakaw ng Pera
marami ng report di lang sa pinas pati na sa ibang bansaThe
you can used google images sa atm skimming ang dami nila even report sa aborad
Yup.. I know.. tingin mo un talaga ang reason? Credit card nga nagagamit ng iba. Di na kailangan cloner.. style lang nila yan.. para may reason sila kung bakit nawala ung pera ng mga client nila.. di lahat ng sinasabi ni google tama.. use our common sense before asking google.. less time and cost. Peace bro..
nagagamit ang credit kase ginagamit sa online transaction e di naman pinapasok sa ATM yan
galing sa Philippine daily inquirer
http://business.inquirer.net/106777/intl-atm-scam-bared - ito o kinuha ko sa google baka sabihin mo walang common sense ang Inquirer at tanga ang Inquirer na maglagay ng article na mahahanap ng google so ibig sabihin hindi reputable ang Inquirer dahil na search sya ng google kase sabi mo di lahat sinasabi ng google tama
so pwede ko bang makuha name mo ang magreklamo tayo sa inquirer mali pala sinasabi nila walang common sense kase sabi mo 'di lahat ng sinasabi ng google tama" therefore ang sinulat ng inquirer dahil na search sya ni google ay possibleng di tama. Nagbibigay sila ng di tamang information
kase sabi mo nga di lahat sinasabi ng google tama so pwede ba nating kasuhan ang inquirer
Parang di ako naniniwala dito.. Parang gumagawa lang sila ng excuses sa totoong nangyayari.. Tingin ko na hack yang mga banks.. Or sila din may pakana para mag nakaw ng Pera..
You might not believe it, Écuyer Wired, but the question is would you risk using your ATM card if you were to see a machine like the one in the bottom photo?
Yes I will.. Because not all ATM machines are like the one on the first picture.. I have seen a lot of machines like on the second picture.. As I said.. Use your common sense.. You can identify if there is something wrong in the machine..
And my point is they are just making excuses for the real reason.. Parang sa sunog lang yan.. Kapag hindi na identify ung ung real reason.. Sabihin na faulty electrical wire yan.. Parang may make it reason out lang sila.. Tapos ang Laban.. Hehehehe..
In that case, I hope you're the type who scrupulously keeps track of your electronic transactions, m'sieur. You wouldn't want to find a nasty surprise in your bank statement one day.Yes.. not only in this scenario.. This is the best practice to avoid mistakes.. Sort of.... It's like a solving problems.. We need to consider all the possibilities.
You're not suggesting that all the major banks in the Philippines are using ATM skimming as a cover for robbing their clients, are you?
This how it works NOT according to google
1. Pagpasok mo ng atm mo binabasa ng msr skimmer at kinokopya ang Magnetic data ng Card
2. Nidodownload sa PC ang Data na nanakaw pati ang pin (tawag dyan ay DUMPS)
3. Binibenta nila ang dumps depende sa BIN yan depende sa banko depende sa Country kung magkano each or for personal consumption nila ang DUMPS
4. Ang nakabili ng DUMPS or ang nagnakaw mismo gagamit sila ng Magnetic Stripe Writer (MSW) para e duplicate ang card mo
5. Ang card mo ngayon gagamitin nila sa mga ATM machines para magwithdraw :) going once, going twice... GONE!
Same din sa credit card kung paano nila e duplicate ang card. Mas worst sa Credit Card kasi pag nakuha nila ang CC# Expiration at CVV ng card pd nila ito gamitin online. Paano nila makukuha cc # mo? Sa mga online transactions mo, pag nahack iyong merchant/site patay ka na. Meron pang iba nagpopost ng credit card picture sa FB na kitang kita ang CC#.
ingats ingats mga ka espiya, hindi banko ang nahack, ang ATM mo ang na skim
This how it works NOT according to google
1. Pagpasok mo ng atm mo binabasa ng msr skimmer at kinokopya ang Magnetic data ng Card
2. Nidodownload sa PC ang Data na nanakaw pati ang pin (tawag dyan ay DUMPS)
3. Binibenta nila ang dumps depende sa BIN yan depende sa banko depende sa Country kung magkano each or for personal consumption nila ang DUMPS
4. Ang nakabili ng DUMPS or ang nagnakaw mismo gagamit sila ng Magnetic Stripe Writer (MSW) para e duplicate ang card mo
5. Ang card mo ngayon gagamitin nila sa mga ATM machines para magwithdraw :) going once, going twice... GONE!
Same din sa credit card kung paano nila e duplicate ang card. Mas worst sa Credit Card kasi pag nakuha nila ang CC# Expiration at CVV ng card pd nila ito gamitin online. Paano nila makukuha cc # mo? Sa mga online transactions mo, pag nahack iyong merchant/site patay ka na. Meron pang iba nagpopost ng credit card picture sa FB na kitang kita ang CC#.
ingats ingats mga ka espiya, hindi banko ang nahack, ang ATM mo ang na skim
Yes.. not only in this scenario.. This is the best practice to avoid mistakes.. Sort of.... It's like a solving problems.. We need to consider all the possibilities.
Did I? Or I'm just broaden my mind. So you believe on this? We have a saying.. "walang mauuto kung may magpapauto". Kung sasangayon nalang tayo sa sinasabi nila.. Walang nangyayari sa atin.. Habang buhay nalang tayo mag papauto.. That's why we go to schools to learn.. Can we use our knowledge.. Can we?
How about my other replies? Do you agree or not?
If you mean your reminders to be careful regarding banking transactions, I agree with you completely. The part about all the major banks using ATM skimming as a cover story while they rob their customers? Not so much. After all, why resort to such an outlandish scheme when they can just as easily--and legally, however much of a gray area it might be--achieve their ends with all the various fees they charge?
Don't get me wrong, Écuyer: there's nothing wrong with broadening one's mind and being open to different possibilities. But one must be careful when doing that since chaff enters the mind as easily as grains of knowledge do when it's left open too broadly.
I have two conclusions right? Either our banks stealing from us or they have been hacked.
Doing this is more faster than collecting small amount of charge.
They haven't give us strong proofs. They just saying this and showing that.. It's not enough.
Ulitin ko ung sample ko said sunog.. Kapag did nila nalaman ang tunay na reason bakit nagkasunog.. Sasabihin faulty electrical wiring ang reason.. Ganyan din yan.. Kapag nawala tayo ng malaking Pera. May irereason na sila.
Sana lahat ng nakikita nilang nakabitan ng Ganyan ipost nila para alam ng publiko.
Hindi mo nasagot ung tanong ko na Ibabalik ba ng mga banko natin ang lahat ng nawala?
1 more.. Naniniwala ka ba sa nirereason nila?
Sorry bro.. Daming Kong tanong.. Nakukulangan Kasi ako sa balita nila..
Faster isn't necessarily smarter and if I were the owner of the bank, I'd stick to charging fees since I can cloak myself with applicable laws rather than taking unnecessary risks just to steal people's money.
To use your own example, faulty electrical wiring is frequently given as a reason for fires because there are many people who like tinkering with the electrical systems in their homes in order to avoid having to pay utility bills. Personally, I've seen two fires in my neighborhood that were caused by illegal connections.
I would suggest that you consult the Philippine Deposit Insurance Corporation for the laws applicable to such matters, Écuyer. Of course, you would have to prove that your bank or someone else stole your money in order to make a claim for reimbursement.
Yes it is.. Because they found a good alibi and that is the skimming device. (a thief mind set)why should I be contented in small amount if I can do a big amount once in a while. And escape by reasoning out this device. As time goes by no one will argue because as early as now they are giving us this.(like "others"). And we will stick on whatever they say.
I know that.. I was pointing to, what if they don't know the real reason?.. immediately they have already this static reason. Like this skimming device issue.. Kapag nawalan tayo ng Pera(not the debit issue).. Automatic yan ang reason agad nila.
Your should answer it by yes, no, and I don't know. And you can follow your reply
I'm pertaining to what TS posted.
Tingin ko hindi tatagal yang issue na yan.. After election walang na yan (kinonek na naman sa election hehehehe).
I suppose this comes down to one's preference regarding the mechanics of thievery: steal big in one fell swoop or steal little in a lot of ways? If one were confident enough that they wouldn't be caught, the former would be the likely choice although there would be a high level of risk involved. If one were patient and wanted to minimize risk, the latter would be a better option.
A trained investigator would not rule out, say, faulty electrical wiring when the evidence at hand points to that as the cause of a fire.
Similarly, if a bank were to notice a pattern wherein their clients started losing money only after using a certain ATM, it would be logical to suspect that the ATM in question is rigged in such a way as to steal the data contained in the clients' ATM card.
I find that my reply is much better than a simple "yes" or "no" since it leads to a specific resource that might prove useful to our fellow Espiyas who might have the same question (herein is the PDIC's online address, which I forgot to include: http://www.pdic.gov.ph/).
Kaya gumawa sila ng ganito Kasi ito ung mas magandang option. Paniwalain ung tao na ito lang ang reason bakit nanakawan sila ng malaking halaga. Edi naitago ung totoo.
It doesn't mean if he is a well trained investigator he can point all the causes. That's why they have this "static reason" to mislead. (inulit ko na naman ung sinabi ko sa last reply). Tinatamin nila sa isip natin ito para mapagtakpan na "ay hindi ko talaga alam bakit nangyari yan.
Isa pang example.. May binaril ang sundalo or police.. Ano nasa isip natin.. NPA gumawa nyan.. Bakit? Kasi noon pa nila tinatamin sa isip natin na NPA ang gumagawa nyan. Kaya Ganyan din yan.
Walang pa akong narinig na ang bank ang unang gumawa ng action sa misused ng ATM card. Kung kailan nagreklamo ang client Doon palang sila gagawa ng investigations. Sa credit card pwede pa.(walang Pera sa credit card) Tignan mo nga sa news.. Ilang beses daw nakapag withdraw sa ibang bansa over her maximum limit in a day using her duplicated card. Hindi nalaman ng bank diba. Isang sample pa is ung na debit ung account mo.. Hindi nila alam un unless nagreklamo ka.
Safe reply. Hehehehe
I'll take this a "no" or not sure right?
Tama naman na may Ganyan.. Pero ung Sabihin na yan lang ung reason.. It's not convincing.
Matanong ko lang pre.. Are you working in a bank?
I would have to disagree with this example, Écuyer. Personally, I'm inclined to believe otherwise when police or military personnel immediately claim that a dead body is the handiwork of the NPA. This is, of course, dependent upon the evidence at hand; if the victim was killed in an area that is known to have no NPA presence, then that would cast doubt upon the police or military's statements.
hehehe.. i think you still didn't get my point on the "fire" and "npa" example. btw thanks for the exchanging ideas..
going back to the picture.. it is focusing only on the flashing indicator. i have seen a lot of atm machines doesn't have features like that. i think there should be a standard model of all atm machines.. or our bank should post a picture besides the atm machine of their official model so we can compare it.