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Author Topic: Questions about credit card  (Read 2404 times)

aeon14zyx

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Questions about credit card
« on: June 19, 2018, 04:19:01 am »
Balak ko kasi mag apply kay credit card Bank B kaso may unpaid pa ko kay credit card Bank A na total of 20k na 1 year ko ng di nababayaran. Question: Makakaapekto ba yun sa pag apply ko kay credit card bank B? Malalaman ba nila yun?

slipmeknot

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Re: Questions about credit card
« Reply #1 on: June 19, 2018, 04:33:41 am »
Yes

VeilSpy

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Re: Questions about credit card
« Reply #2 on: June 19, 2018, 04:45:42 am »
Yes, wag matigas.  ::laffman

aeon14zyx

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Re: Questions about credit card
« Reply #3 on: June 19, 2018, 09:09:47 am »
Nyak, so mas maigi ba na wag na lang ako mag apply kay credit card bank B? O may chance pa rin ba na maapprove ako?

tigerwing

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Re: Questions about credit card
« Reply #4 on: June 19, 2018, 09:53:33 am »
Aba matinde to!! Hindi na nga mabayaran yung utang sa isang card gusto pa kumuha ng isa pa. :laffman

maniac2999

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Re: Questions about credit card
« Reply #5 on: June 19, 2018, 11:36:17 am »
Ganito na lang, isipin mo magkakapatid yung credit card company.

So magkapatid at close sina Mastercard at Visa kunyari

Kung niloko mo si MC, tingin mo maloloko mo din si Visa?

Next, kung magkapatid sila, isipin mo kaibigan nila LAHAT ng bangko

In short, kahit saang bangko ka pumunta DENIED yang application mo.




meteor freak

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Re: Questions about credit card
« Reply #6 on: June 20, 2018, 10:47:53 am »
Balak ko kasi mag apply kay credit card Bank B kaso may unpaid pa ko kay credit card Bank A na total of 20k na 1 year ko ng di nababayaran. Question: Makakaapekto ba yun sa pag apply ko kay credit card bank B? Malalaman ba nila yun?

Bayaran mo muna si Bank A bago ka mag apply ng credit card kay Bank B hindi na nila malalaman yun. Pero kung wala ka balak bayaran si Bank A at plano mo din takbuhan si Bank B wag mo na subukan baka sa ibang paraan ka singilin.
Life is not about the people who act true to your face,

It's about the people who remain true behind your back.


maniac2999

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Re: Questions about credit card
« Reply #7 on: June 20, 2018, 11:18:34 am »
Mali pre. Hindi bank loan yan. Credit transaction yan.

Ang CREDIT SCORE e independent sa bangko.

Naka share yan sa lahat ng lenders / credit institution.

Kaya nga pag good credit score ka, biglang may mga bangko na magsesend sayo ng credit cards na pre-approved.

Kung isang taon mo tinakasan, bagsak na credit score mo, at kung makakuha ka man ng bagong card sobrang baba ng limit nun.

naruto789544

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Re: Questions about credit card
« Reply #8 on: June 20, 2018, 12:55:04 pm »
agree on what they said... better pay your balance 1st with bank a before trying anything..