Im only stating the practical aspect of it.
In one factual scenario that happened in our office, a client asked for our help to file a collection case against a debtor.
When asked how much his debtor owed him, he said that its P8,000.
I suggested that he has to take care of it personally and need not push through the filing of a case in court, A simple demand letter by a lawyer will suffice and scared his debtor to finally settle his debts. If he will insists in filing the said case, his cost would be:
1) Acceptance fees - P20,000.
2) Documentation Fees - P2000
3) Appearance Fees - P1500/appearance
4) Filing Fees - P2000
etc.
For some, they will incur so much expenses and their time is greatly prejudiced because of their so-called "Prinsipyo".. Sometimes, we have to think twice if the things we want to pursue is really that important.
That is why, a loss of P4.50 for me is not worth the time that will be lost in pursuing the same.